Financial Services

If your board is still doing passive oversight and your controls are still manual, the gap between your program and examiner expectations is wider than you think

Digitalization and globalization have created financial institutions of every size and form, requiring compliance functions that scale from one-person teams to multi-layered departments

From legacy models to perpetual KYC Whitepaper Reimagining KYC: From Legacy Models to Perpetual KYC What's in this whitepaper from Capgemini Capgemini examines how perpetual KYC transforms traditional compliance from slow, periodic reviews to near real-time, event-driven monitoring. As regulatory expectations rise and customer onboarding becomes increasingly digital, legacy KYC systems with disconnected processes and manual checks are creating operational...

Shell companies, real estate purchases and structured trade transactions don't vanish when the cartel head is eliminated — they continue to function

Hungary's tax authority owns the UBO database while Bulgaria uses the trade register — discrepancies like these create friction even as new regime approaches

Technology is only as strong as its governance — poorly defined roles and excessive access can erode even sophisticated control frameworks

Financial products and operational processes should be designed to adapt rapidly to new requirements without extensive rebuilding through agile internal processes

Enhanced requirements target business email compromise, vendor impersonation and false pretense fraud across credit and debit transactions

Regulators are increasingly asking whether a firm's product actually behaves as intended once real customers start using it in real conditions

Streamlining global fraud investigations Case study GTI Due Diligence and Complaint Verification Whitepaper What's in this whitepaper from Ground Truth Intelligence: Ground Truth Intelligence's whitepaper details how a global financial institution transformed its fraud and corruption investigations through GTI's due diligence platform. The case study demonstrates how combining workflow tools, on-the-ground experts and critical risk data enables efficient proactive investigations...

When a chatbot provides incorrect guidance or misleads a borrower about their dispute rights, regulators treat it as a compliance failure, not a technology experiment gone wrong. Milton Leal, lead applied AI researcher at TELUS Digital, ran adversarial tests against 24 AI models from major providers configured as banking customer-service assistants and found every one proved exploitable, with success rates...

Regulation is catching up with how people actually move money, not the other way around — a healthier order than in many larger markets