Sasidharan Chandran

Sasidharan Chandran is an experienced banking and financial services risk management consultant currently serving in the Risk and Regulatory Compliance Practice at Tata Consultancy Services Ltd. His risk consulting experience revolves around credit risk, conduct risk, BCBS 239, Basel regulatory programs, forbearance and non-performing exposures reporting and digital initiatives.

crowdfunding concept, paper dolls surround stack of $100 bills

Peer-to-Peer (P2P) lending is a relatively recent financial innovation that has taken the lending market by storm and fueled financial inclusion. Tata Consultancy Services’ Sasidharan Chandran discusses P2P business models, associated risks and implications of the crowdfunding industry on the traditional banking setup.  Loan-based crowdfunding, also known as peer-to-peer (P2P) lending, has evolved as a disruptive force in lending in recent years....

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