P2P Lending: Risks and Business Models
Peer-to-Peer (P2P) lending is a relatively recent financial innovation that has taken the lending market by storm and fueled financial inclusion. Tata Consultancy Services’ Sasidharan Chandran discusses P2P business models, associated risks and implications of the crowdfunding industry on the traditional banking setup. Loan-based crowdfunding, also known as peer-to-peer (P2P) ...
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